Sidestepping obstacles to medicaid
Westchester Senior Voice Filing for Medicaid can be a maze of obstacles with potential pitfalls around every bend. Some of the stumbling blocks you may come up against during the application process include: “Mom has no income but she was denied.”Medicaid counts Social Security, pension, IRA income and family assistance, among other sources. Most people […]
Medicaid: true or false
Westchester Senior Voice Article Take this true/false quiz to learn what you know (or don’t know) about Medicaid coverage for long-term care needs. #1: I can own my home and still qualify for Medicaid at-home care.Answer: True. For in-home care, you can own your home if it’s your primary residence. If you own other properties and they […]
Medicaid Basics
See article on Westchester Senior Voice Medicaid, a government assistance program administered at the state level, has two different types of coverage. Understanding that is important when considering an application for long-term care. Community Medicaid pays, in full or in part, for long-term care at home and services in certain assisted living residences, while Institutional […]
The Medicaid Program
Created in 1965, the Medicaid program was designed to provide health coverage for low-income people. While the federal government establishes certain parameters for all states to follow, each state administers their Medicaid program differently, resulting in variations in coverage across the country. In New York State, Medicaid for long-term care (nursing home care or care […]
Important Changes in NY Medicaid
Amid the worldwide Pandemic, New York State has included a Major Change to the Medicaid Landscape in the 2020 Budget. This Major change relates to Community Medicaid. Currently there is no “look back” to qualify for Community based Medicaid (i.e. Home Care) under New York State Medicaid. This means that you can essentially transfer your […]
Pooled Income Trusts
So many people think they cannot qualify for Medicaid covered Long Term Home Care because their income is too high. It is true, that Medicaid does have limits on Monthly Income but there is a way to qualify for Medicaid Benefits despite having what is commonly referred to as “excess income”. The way to qualify […]
MLTC Hours cut
People receiving home care benefits from Managed Long Term Care plans (MLTCs) must know their rights and must know how to pursue the MLTC plans to give them the appropriate amount of services. All plans have a grievance process. Most often, this process does not resolve the issue as it is the plan who denied […]
Tips for caring for an aging loved one
Talk with your parents/loved ones Talk to them about Advanced Directives. Do they want to be resuscitated, do they want artificial feeding etc. This is always a tough discussion but one that really needs to be done. Get a Health Care Proxy in place which specifically states their wishes. Help them to appoint the child […]
What is Aging in Place?
What is aging in place? Aging in place is a term used to describe a person living in the residence of their choice, for as long as they are able, as they age. This includes being able to have any services (or other support) they might need over time as their needs change. The focus […]
What to do when an aging loved one is hospitalized?
There is so much to understand when your elderly love once is hospitalized. First you have to be able to “speak the language” of the medical people to understand what is going on. If you are lucky enough to figure that out, then you need to understand the insurance issues and the next steps after […]
