Aging Loved Ones – How do we manage their care and how do we pay for it?
Many of us are caring for aging parents, grandparents, aunts, uncles or other loved ones. We do this while we juggle our own jobs, families and day to day responsibilities. It is hard enough to watch a loved one age and require help from others to meet basic care needs, but if they need that […]
Westchester County New York Nursing Home Ratings
http://nursinghomerating.org/nursing-homes-county-westchester-NY.htm
See Hudson Valley nursing home ratings
http://www.lohud.com/story/news/local/westchester/2015/03/29/nursing-home-rating-medicare-medicaid/70581010/
Medicare Rights
http://www.medicarerights.org/
MEDICARE 101
MEDICARE is a benefit available to most people over 65 OR people who have been determined to be disabled by the Social Security Administration. PART A MEDICARE is for Hospital Coverage, rehabilitation, hospice and short term home care. Typically there is no premium for this coverage. However there is an inpatient hospital deducible. In 2015 […]
Myth: Don’t I automatically receive Medicaid at age 65?
Fact: Sounds like you’re confusing Medicare and Medicaid. Medicare is a benefit you get when you turn 65 which covers basic health care. Medicaid is a means-tested program that covers medical care, such as long term home health care aides, adult day care programs, and transportation to medical appointments via taxi or ambulette. While Medicaid […]
Myth: I have a pension. Does this mean I can’t qualify for Medicaid?
Fact: No, you can qualify for Medicaid home services, even if you have a pension. Income in excess of the Medicaid limits can be protected by setting up a Pooled Income Trust.
Myth: So what exactly IS a Pooled Income Trust?
Fact: This is a trust that allows you to shelter any income that exceeds Medicaid’s monthly limitations. It is commonly used by Medicaid recipients to pay for any non-medical expense incurred. However, it has a complex application process, best handled by a Medicaid expert. Many people who try to apply for Medicaid on their own […]
Medicaid Help Without Falling Into Poverty
The New York Times Article: http://www.nytimes.com/2013/11/20/your-money/medicaid-help-without-falling-into-poverty.html?_r=0
Managed Long Term Care Plans (MLTCs)
New York State has created MLTCs to manage all Medicaid home care services. The purpose was to privatize the management of long term home care services and create a partial to total capitated system of payment. Ideally this would make things more efficient and cut down on waste – such as services provided which are […]
